fcra requirements expert
Kevin Kirchman Senior Program Manager

Kevin brings 15 years of experience in the financial services industry, specializing in Metro 2® Data Furnishing and FCRA Compliance. His ability to streamline processes, develop regulatory-compliant policies, and implement robust dispute monitoring systems ensures organizations can meet regulatory standards while improving data quality and operational efficiency. Kevin’s strategic insights and hands-on experience with credit bureaus, data furnishers, and regulators make him a valuable asset for our clients looking to enhance compliance, data management, and reporting accuracy.

He has a proven track record of success in data furnishing and consulting, having built key programs while at TransUnion for 12 years. His achievements include enhancing the rental data reporting process, standardizing the data operations model, and formalizing client-facing data quality review offerings. Kevin’s expertise extends to his work at PayPal, where he developed and implemented a new global bureau reporting program. This role involved unique data mapping, policy and procedure development, regulatory preparedness, and dispute monitoring and oversight.

Kevin’s recent projects include conducting multiple furnishing and dispute assessments to ensure compliance and accuracy in consumer reporting; developing operational procedures to strengthen internal processes; providing ongoing support for Consumer Reporting operations; and performing root cause analyses to identify and resolve systemic issues impacting data integrity.

Kevin and his wife live in Orlando, FL, where they enjoy spending their free time outdoors and visiting Florida’s classic theme parks.

“You all have provided great guidance, and we are making progress on your recommendations. I have no doubt we will see improvements in 2026.”— Client, Vice President

Specialty Areas:

  • Credit Bureau Reporting
  • Credit Bureau Disputes
  • Policy and Procedure Development
  • Metro 2® Mapping
  • FCRA Compliance